Check the location behind the beach photograph
Hilton Head has multiple beach access points and resort settings. Ocean Oak is on South Forest Beach Drive; its operator describes two-bedroom suites with kitchens and access to the beach. Compare the actual property's location and accommodation with the way your party wants to spend a stay.
For any ownership, ask whether a photograph shows the exact resort and whether the view or unit category is part of the interest being sold. Resort amenities and room categories do not establish what a particular resale can reserve.
Separate season, usage and billing
Write down the weeks or dates you could realistically travel. Ask whether the interest uses a fixed week, a floating season or points, and how reservations for those dates are made. Annual and biennial usage describe use frequency; ask separately when recurring charges are billed.
For two similar listings, request a side-by-side check of included usage, current fees and any transfer conditions. A higher points number or a lower recorded asking price does not answer those questions by itself.